In today’s low return environment, investors are scrambling to find higher yielding investments in order to fund future or a current liabilities like retirement, the purchase of a second home, or a college education. A quick glance at the chart above should point out the obvious to anyone who doesn’t already know it yet. Interest rates are low by historical standards. To make matters worse, many investors are still licking their wounds from the tech wreck and the bursting

One of the most common questions I get from people entering the retirement phase of life is, ‘when should I take my social security benefit?’ That’s because the timing of when one decides to take social security benefits is one of the major factors determining how much income people will receive over which they actually have some control. Basically, waiting will increase the amount of income that will be received and taking the income early will decrease the amount of incom