The ability to reduce taxable income with pre-tax catch-ups is ending for some. Understand the shift coming in 2026 and what it means for your future savings.

When markets turn volatile, it’s natural to look for answers. Is now the time to move to cash? Should I double down on stocks? Predictions can feel reassuring, but history has shown that even experts rarely get them right consistently.

Imagine building wealth for decades and never owing taxes on the growth. That’s the unique advantage of a Roth IRA, one of the most powerful tools for retirement planning. While most people naturally focus on how much they’re saving, it’s just as important to consider where those savings go.

In the world of corporate retirement plans, a significant shift is underway. For decades, the investment options available to participants in defined contribution plans such as 401(k)s have largely been confined to publicly traded securities like mutual funds, ETFs, stocks, and bonds.

Retirement planning comes with plenty of options, but few financial products generate as much buzz, or confusion, as annuities.

Many people assume their financial advisor is required to act in their best interest. But surprisingly, that is not always the case. Unless your advisor is a fiduciary—

Ever feel like your instincts are pulling you in the wrong direction when it comes to money? You're not alone. Even the most seasoned investors can fall prey to emotional decision-making.

Tired of meager returns in a low-interest rate environment? Investing in dividend stocks could be a compelling strategy to earn passive income and capitalize on long-term market growth.

One of the most common questions I get from people entering the retirement phase of life is, ‘when should I take my social security benefit?’

According to Wikipedia, the definition of a financial plan is “a comprehensive evaluation of an individual’s current and future state by using currently known variables to predict future cash flows, asset values and withdrawal plans.”

Most of my clients have heard me elaborate upon the importance of risk management. The reason that I dwell so much on this particular topic is because nobody knows exactly what the future holds, especially when it comes to investing

If you are planning to retire or change jobs and you have an investment in a qualified retirement plan like a 401k, the IRS might have just given you a gift. Or at least they might have made your life a little easier.

At Emerald Asset Management, we believe the foundation to building a more secure financial future begins with a plan. But how does one get started?