
Emerald Insights: Empowering You with Knowledge and Clarity
Timely guidance, educational tools, and curated content to support confident financial decisions.
Catch-Up Contributions Are Changing—Here’s What You Need to Know
The ability to reduce taxable income with pre-tax catch-ups is ending for some. Understand the shift coming in 2026 and what it means for your future savings.
What We Can Learn from History’s Greatest Investors
What do a mathematician, a value investor, and a trend follower have in common? Learn how Simons, Buffett, and Livermore approached investing, and what their strategies can teach us today.
Why Successful Investors Focus on Risk Management, Not Forecasts
When markets turn volatile, it’s natural to look for answers. Is now the time to move to cash? Should I double down on stocks? Predictions can feel reassuring, but history has shown that even experts rarely get them right consistently.
Roth IRAs: Why Tax-Free Growth Could Be Your Most Valuable Asset
Imagine building wealth for decades and never owing taxes on the growth. That’s the unique advantage of a Roth IRA, one of the most powerful tools for retirement planning. While most people naturally focus on how much they’re saving, it’s just as important to consider where those savings go.
Navigating the New Frontier: The Rise of Private Investments in Corporate Retirement Plans
In the world of corporate retirement plans, a significant shift is underway. For decades, the investment options available to participants in defined contribution plans such as 401(k)s have largely been confined to publicly traded securities like mutual funds, ETFs, stocks, and bonds.
What to Know Before Buying an Annuity in Retirement
Retirement planning comes with plenty of options, but few financial products generate as much buzz, or confusion, as annuities.
How Qualified Investors Access Private Equity: A Practical Guide to Today’s Entry Points
Behind many billion-dollar success stories is a private equity firm that got there first—quietly, strategically, and well before the headlines. Private equity isn’t about chasing quick wins.
Markets Rebound Sharply in Q2 as Investors Look Past Tariff Jitters
After a volatile start to the year, U.S. equity markets delivered a surprisingly strong second quarter, shaking off early concerns over trade tensions and signaling a potential shift toward the next leg up of a longer-term bull market.
Seeing the Market Clearly: How Relative Strength Guides Smarter Investment Decisions
Strong performance isn’t always obvious at first glance. But with the right lens, you can see where trends are quietly taking shape. Relative strength helps investors do just that—by comparing performance across assets to uncover consistent momentum.
Rethinking Diversification: Why Private Equity Deserves a Place in Your Portfolio
At Emerald Asset Management, we have long believed in the power of U.S. equities as the core engine of portfolio growth. Few markets in the world can match the resilience, innovation, and wealth-building capacity of American businesses. That conviction has not changed.
Why U.S. Debt Still Matters for Investors
When Moody’s downgraded its rating on U.S. Treasuries from AAA to AA1 on a Friday night in May, I expected my phone to be ringing first thing Monday with concerned clients - and for the markets to show it.
Why Choosing a Fiduciary Financial Advisor Matters
Many people assume their financial advisor is required to act in their best interest. But surprisingly, that is not always the case. Unless your advisor is a fiduciary—
Q1 2025: A Quarter of Diverging Market Performances
The first quarter of 2025 presented a complex narrative for financial markets, characterized by significant volatility and varied performances across asset classes.
The Mind Games of Investing: Navigating Emotions for Long-Term Success
Ever feel like your instincts are pulling you in the wrong direction when it comes to money? You're not alone. Even the most seasoned investors can fall prey to emotional decision-making.
Understanding Dividends: How They Can Fit into Your Investment Strategy
Tired of meager returns in a low-interest rate environment? Investing in dividend stocks could be a compelling strategy to earn passive income and capitalize on long-term market growth.
Streamline Your Digital Life: Smart Strategies for Managing Subscriptions
Digital tools put nearly everything at our fingertips, from automated bill payments to infinite entertainment. We can access information, manage finances, and discover funny or inspirational content at any moment —
Alternative Investments: Beyond the 60 / 40 Portfolio
At Emerald Asset Management, our primary focus is managing stock portfolios for our clients. Our flagship strategy, called the Global Rising Dividend Strategy, is designed to generate returns through capital appreciation and dividend income.
Understanding Inherited IRAs: A Quick Guide to RMDs
Inheriting an Individual Retirement Account (IRA) presents both financial opportunities and responsibilities. Knowing the rules for Required Minimum Distributions (RMDs) is crucial to maximize your inheritance and avoid penalties.
What About the Election – A Few Simple Charts
As we enter the election season leading up to November 5th, I expect increased market volatility and an increase in client inquiries about the election and how it will affect stock and bond prices.
Should You Convert Your IRA to a Roth IRA?
While Traditional and Roth IRAs offer tax benefits, they differ crucially. Roth contributions have income limits (unlike conversions), making them less suitable for higher earners.